Articles & Insights

PKI has been mature for thirty years. So why is interoperability still an open question? A credential is a proxy, and it can come apart from the person it stands for in five ways. None of them are described by any assurance level we have.

Most organizations pick one electronic signature level and apply it to everything they sign. That single decision costs them either customers or court cases, and usually they cannot tell which.

Even as medical records have moved to the cloud, the actual moment a patient agrees to treatment often still comes down to pen, paper, and a filing cabinet. That's starting to change, as regulators in various countries loosen restrictions on cloud-based record-keeping and digital signatures for healthcare. Taiwan offers a useful case study of how regulatory reform can accelerate digital transformation in healthcare

Most countries have laws that permit electronic signatures. But few have built the institutional infrastructure to make those laws meaningful in practice. Taiwan's 2024 reforms offer an instructive model for how to achieve this.

Corporate financial digitalization has progressed slowly, constrained by structural limitations that have held businesses back for years. Recognizing this issue, the Financial Supervisory Commission (FSC) launched the "Corporate Digital Identity Verification Loan Platform Pilot Program" to catalyze change. This initiative set the stage for our TC eWallet, a digital wallet solution built for mobile devices and designed to break through these long-standing barriers.

Youth banking accounts represent one of the highest-value customer acquisition opportunities in retail banking. Recent research shows that 45% of youth account holders maintain their relationship with their bank for at least five years, while 24% never leave at all.

The way we authenticate documents and verify identity has undergone a remarkable transformation throughout human history. From the clay seals of ancient civilizations to today's cutting-edge biometric verification systems, signatures continue to evolve at an unprecedented pace. In this article, we'll trace the fascinating journey of signature evolution through four distinct generations: Signing 1.0, 2.0, 3.0, and the most advanced 4.0.

- A CASE STUDY BY THINKCLOUD Overview A domestic securities company in Taiwan strategically adapted its business operations in response to the pandemic and market volatility by implementing ThinkCloud’s digital contract management system with video-based e-signatures (SelfieSign). This innovation was made to optimize core securities processes, improve operational efficiency, and achieve complete paperless operations. And it delivered. In a few months, operational effici

As digital finance moves toward full-scale adoption, establishing trusted digital identities and asset certification mechanisms has become a major challenge. At the 2025 Tokyo GFTN Forum, ThinkCloud raised a critical question: Are we really ready to fully digitize human value?

Most transactions today happen remotely. Deals close across borders. Signatures are exchanged between people who’ve never met—and may never meet. In this landscape, trust is the currency that can make or break a business. But with cybercriminals evolving faster than ever, that trust is in short supply. This tension between necessary digital interactions and growing security threats has catalyzed the need for a fundamental shift in how businesses ensure the integrity of their