Articles & Insights

Most organizations pick one electronic signature level and apply it to everything they sign. That single decision costs them either customers or court cases, and usually they cannot tell which.

For decades, a handwritten signature on a form was the weakest link in the chain. Easy to forge. Easy to lose. Hard to verify after the fact. When hospitals went digital, ordinary e-signatures seemed like an obvious upgrade. They were faster to collect, cheaper to store, and impossible to misplace. But in solving one problem, they created another.

Most countries have laws that permit electronic signatures. But few have built the institutional infrastructure to make those laws meaningful in practice. Taiwan's 2024 reforms offer an instructive model for how to achieve this.

The e-signature market has a brand recognition problem. Most companies default to DocuSign or Adobe Sign because those names are familiar, assume compliance is covered, and move on. For routine business contracts, that's often fine. But if you're in a regulated industry, operating across borders, or signing high-value agreements, there's a good chance you're leaving significant legal risk on the table and paying premium prices for the privilege.

Corporate financial digitalization has progressed slowly, constrained by structural limitations that have held businesses back for years. Recognizing this issue, the Financial Supervisory Commission (FSC) launched the "Corporate Digital Identity Verification Loan Platform Pilot Program" to catalyze change. This initiative set the stage for our TC eWallet, a digital wallet solution built for mobile devices and designed to break through these long-standing barriers.

Electronic signatures come in multiple formats; each designed for different use cases. This article compares the widely used PAdES format with the XAdES format that powers SelfieSign's SVS (Selfie Video Signature) file, exploring how these technologies differ and what makes each suited to different scenarios.