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Electronic Signatures and the Law: What Taiwan Got Right
Most countries have laws that permit electronic signatures. But few have built the institutional infrastructure to make those laws meaningful in practice. Taiwan's 2024 reforms offer an instructive model for how to achieve this.

Dr. Charles Wu
Apr 297 min read


TC eWallet: A New Foundation for Digital Trust in Corporate Finance
Corporate financial digitalization has progressed slowly, constrained by structural limitations that have held businesses back for years. Recognizing this issue, the Financial Supervisory Commission (FSC) launched the "Corporate Digital Identity Verification Loan Platform Pilot Program" to catalyze change. This initiative set the stage for our TC eWallet, a digital wallet solution built for mobile devices and designed to break through these long-standing barriers.

Dr. Charles Wu
Jan 227 min read


Banks, Are You Losing Your Youth Customers to Digital-First Competitors?
Youth banking accounts represent one of the highest-value customer acquisition opportunities in retail banking. Recent research shows that 45% of youth account holders maintain their relationship with their bank for at least five years, while 24% never leave at all.

Dr. Charles Wu
Dec 31, 20257 min read


Electronic Signature Formats Explained: PAdES vs SVS (XAdES-based)
Electronic signatures come in multiple formats; each designed for different use cases. This article compares the widely used PAdES format with the XAdES format that powers SelfieSign's SVS (Selfie Video Signature) file, exploring how these technologies differ and what makes each suited to different scenarios.

Dr. Charles Wu
Oct 31, 20255 min read


Why E-Signature Laws Are Overdue for an Upgrade
Electronic signature laws are notoriously difficult to draft, revise, and interpret. They must balance legal provisions, real-world applications, cybersecurity controls, AND technical standards. This multifaceted complexity demands not just theoretical understanding, but practical insight into how these technologies actually function in diverse scenarios.

Dr. Charles Wu
Sep 30, 20254 min read


The Evolution of Signatures: From Handwritten to Video-Based
The way we authenticate documents and verify identity has undergone a remarkable transformation throughout human history. From the clay seals of ancient civilizations to today's cutting-edge biometric verification systems, signatures continue to evolve at an unprecedented pace. In this article, we'll trace the fascinating journey of signature evolution through four distinct generations: Signing 1.0, 2.0, 3.0, and the most advanced 4.0.

Dr. Charles Wu
Aug 13, 20257 min read
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