Articles & Insights

Corporate financial digitalization has progressed slowly, constrained by structural limitations that have held businesses back for years. Recognizing this issue, the Financial Supervisory Commission (FSC) launched the "Corporate Digital Identity Verification Loan Platform Pilot Program" to catalyze change. This initiative set the stage for our TC eWallet, a digital wallet solution built for mobile devices and designed to break through these long-standing barriers.

Youth banking accounts represent one of the highest-value customer acquisition opportunities in retail banking. Recent research shows that 45% of youth account holders maintain their relationship with their bank for at least five years, while 24% never leave at all.

In our previous article, we explored whether human assets can be fully digitalized or tokenized, identifying two major barriers: authentic intention and legal recognition. Without a human-centric verification mechanism, digital signing opens the door to identity fraud, sloppy private key management, and legally baseless asset transfers. When trust and legal protection are missing, asset digitalization hits a wall.

Electronic signatures come in multiple formats; each designed for different use cases. This article compares the widely used PAdES format with the XAdES format that powers SelfieSign's SVS (Selfie Video Signature) file, exploring how these technologies differ and what makes each suited to different scenarios.

Electronic signature laws are notoriously difficult to draft, revise, and interpret. They must balance legal provisions, real-world applications, cybersecurity controls, AND technical standards. This multifaceted complexity demands not just theoretical understanding, but practical insight into how these technologies actually function in diverse scenarios. 

The way we authenticate documents and verify identity has undergone a remarkable transformation throughout human history. From the clay seals of ancient civilizations to today's cutting-edge biometric verification systems, signatures continue to evolve at an unprecedented pace. In this article, we'll trace the fascinating journey of signature evolution through four distinct generations: Signing 1.0, 2.0, 3.0, and the most advanced 4.0.

- A CASE STUDY BY THINKCLOUD   Overview A domestic securities company in Taiwan strategically adapted its business operations in response to the pandemic and market volatility by implementing ThinkCloud’s  digital contract management system with video-based e-signatures ( SelfieSign ).   This innovation was made to optimize core securities processes, improve operational efficiency, and achieve complete paperless operations. And it delivered.    In a few months, operational ef

As digital finance moves toward full-scale adoption, establishing trusted digital identities and asset certification mechanisms has become a major challenge. At the 2025 Tokyo GFTN Forum, ThinkCloud raised a critical question: Are we really ready to fully digitize human value?

Most transactions today happen remotely. Deals close across borders. Signatures are exchanged between people who’ve never met—and may never meet. In this landscape, trust is the currency that can make or break a business. But with cybercriminals evolving faster than ever, that trust is in short supply. This tension between necessary digital interactions and growing security threats has catalyzed the need for a fundamental shift in how businesses ensure the integrity of their

Despite the growing popularity of e-signatures, legal concerns persist regarding their validity and admissibility as evidence in court.